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Tell Us About Yourself

1.	Was your current mortgage used to purchase your home or to refinance your loan?

2.	If a refinance, was it used for debt consolidation?

3.	If you are currently behind in your mortgage payments, please tell us how many payments you have missed?	months

4.	What was the reason for missing the mortgage payments: Reason:

5.	Are you now in foreclosure?

6.	How long was it between the time your loan closed and the time you missed your first payment?

7.	Do you know what your current credit score is?

8.	Did you know what your credit score was, before you signed for the loan that is now in default?

9.	Did you attempt to improve your credit score, before you signed for the loan that is now in default?

10.	Do you feel you currently have a predatory loan?

11.	If yes, why do you feel you have a predatory loan? (Check all that apply) High interest rate with a prepayment penalty Monthly mortgage payment increased rapidly Loan is a Variable Rate Loan. (Payments keep getting higher) The appraised value was higher than other homes like mine in my neighborhood The loan officer inflated my income The interest rate they gave me at closing was higher than I was promised. My mortgage payment did not include my property taxes and insurance Other:

12.	Are you on a fixed income?

13.	If so, what type of fixed income are you on? Other:

14.	What is the name of your mortgage company?

15.	What was the name of your loan officer?

16.	Who do you currently make your mortgage payments to?

17.	Your comments are welcome:

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